| Mortgage Application and Appraisal Fee |
At time of application |
| Appraisal Fee |
At inspection |
| Property Inspection (optional) |
Closing |
| Legal Fees |
Closing |
| Legal Disbursements |
Closing |
| Deed and/or mortgage registration |
Closing |
| Property Survey (sometimes provided by seller) |
Closing |
| Land Transfer, Deed Tax or Property Purchase Tax (in Quebec within 3 months following signing) |
Closing |
| Mortgage Interest Adjustment and Take Over Fee (if applicable) |
Closing |
| Adjustments for Fuel, Taxes, etc. |
Closing |
| Mortgage Insurance (and application fee if applicable) |
Closing |
| Home and Property Insurance |
Closing and on-going |
| Connection charges for utilities such as gas, water and electricity |
Date of move |
| Moving Expenses |
Date of move |
